The Difference Between a Bank Line of Credit and Term Loan
As a business owner looking for help financing part of your business, it is important to understand the fundamental differences of a bank line of credit and a term loan. They are…
Creative Capital Associates
Financing a Business: Using Equity vs. Debt
At various times in the life of a company there are going to be requirements for outside capital in order to grow the business. Choosing which type financing vehicle is best for…
7 Ways To Be More Attractive To Business Lenders
Business-people always say that access to funds is the life blood of any company. Going out and securing outside financing to help grow a business is an important step in the life…
When Is An Invoice An Asset?
When a company is looking to fund its growth from outside sources, one particular aspect of their business is a good candidate for use as collateral – the invoice. An invoice is…
What Are Asset Based Loans?
Many well-established government contractors turn to Asset Based Lenders (ABL) for capital. ABLs provide commercial financing to companies primarily using accounts receivables as collateral. Typically the Contractor will have a minimum of…
Dealing With Uncertainty
The calamitous economic environment we find ourselves in creates peril and uncertainty when it comes to staying out of trouble. The ripple effect of banks going out of business or defaulting on…
How Invoice Factoring Works
Many government contractors who are finally awarded a long sought after contract have the dilemma of how to cash flow the new work. Especially in cases where the contract calls for work…
Only The Lonely: First-Time Entrepreneurs Need Realistic Goals for Investor Capital
Last week in Washington D.C. at the Startup Mixology Conference active Angel investor John May of the New Vantage Group expressed the need for entrepreneurs to think realistically about seeking and expecting to receive…
Entrepreneurs Finding a Home in Washington D.C.
The Mid-Atlantic region is heating up with a fresh batch of start-up companies who are expanding their reach from Pennsylvania down to Richmond, Virginia. With the advent of Web 2.0 and multi-faceted…
Seed, Angel, Venture. The Equity Ladder
There is a distinction between different types of equity investors. Knowing the difference between Seed, Angel and Venture Capital is critical to working with and marketing to them. Seed capital is commonly known…